A certificate of insurance (COI) is extremely important when considering a tree company. If you choose a company that is not insured, you, the customer/homeowner, assume all liability and risk for accidents that occur while the tree company is performing work on your property. To add further insult, your insurance company may refuse to cover the claim because you hired a company that didn’t carry insurance.
Insurance Types and Why They Are Important
Worker’s Compensation Insurance
It is essential that you choose a company that carries worker’s compensation insurance. This insurance covers injury to an employee or owner of a hired tree care company.
If a company cannot provide you with a Workers Compensation Insurance Certificate, steer well clear! The burden of responsibility will be on you if injuries are incurred while working on your property.
General liability insurance covers damage to your home as well as surrounding areas such as patios, decks, cars, pools, sheds, etc.
A range of vehicles are used for tree care projects from bobcats to cranes and bucket trucks. It is essential that these vehicles are adequately covered by commercial auto insurance. This type of insurance covers damage to a person or property caused by company vehicles.
ArborTech Carries Insurance to Protect Our Customers & Our Employees
ArborTech is insured for the work that we do and we are committed to protecting our employees, our customers and their property. It is prudent that you the customer/homeowner request a valid COI (and referrals) prior to hiring or selecting a contractor. Certificates of Insurance are available upon request by calling us at (413) 525-0060 or contacting us through our website at GoArborTech.com.